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1-866-712-4391 |
| Time-Assurant |
Secure STM |
Secure 12x3 STM |
| $1 Million Lifetime Maximum Per Insured Person |
$2 Million Lifetime Maximum Per Insured Person |
$750,000 Million Lifetime
Maximum Per Insured Person |
| More Info |
More Info |
More Info |
Short
Term Medical Insurance
is a temporary health
plan designed for people
who are between permanent
health plans. Coverage
can be purchased for as
few as 30 days or as many
as 365 days (varies by
state). If your needs
are for a longer term
please visit our Individual
Medical link.
Here are examples of people
who need a Short Term
Medical Plan:
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People
Between Jobs or Laid Off
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New
Employee Waiting Periods |
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Part-Time
/ Temporary Employees
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Dependent
Child Coverage |
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College
Students / New Graduates
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$1
Million Lifetime Maximum
Per Insured Person
| 6
Month Plan Details: |
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Length
of Coverage Options: 30
-185 days |
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Deductible
Options: $250, $500, $1000,
$2500 |
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One Family
Deductible: if the $500, $1000
or $2500 deductible is
selected, only one deductible
needs to be satisfied
by all covered family
members |
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Rate of
Payment Options (Coinsurance):
100%, 80/20 and 50/50 |
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Coverage
Maximum: $2,000,000 |
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Extension
of Benefits: up to 12
months if hospitalized |
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Removal
of Policy Date: all plans
base coverage on Effective
Date |
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Transplant
Benefit: $100,000 |
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Eligibility
Age for Coverage: 30 days
to 64 years, 11 months |
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Maximum
Age for Dependent Coverage:
age 18 if unmarried; age
24 if in college |
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| 12
Month Plan Details: |
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Length of Coverage Options: 186
-365 days |
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Deductible
Options: $500, $1000,
$2500, $5000 |
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One Family Deductible: only one deductible
needs to be satisfied
by all covered family
members |
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Rate of
Payment Options (Coinsurance):
80/20 and 50/50 |
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Coverage
Maximum: $2,000,000 |
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Extension of Benefits: Up to 90 days if hospitalized |
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Removal of Policy
Date: all plans base coverage
on Effective Date |
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Transplant Benefit:
$100,000 |
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Eligibility Age for
Coverage: 30 days to 64
years, 11 months |
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Maximum Age for Dependent
Coverage: age 18 if unmarried;
age 24 if in college |
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Copays: $150 per emergency
room visit and $500 per
inpatient hospital stay |
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Waiting Period: a
waiting period of up to
three days for sickness
benefits may apply |
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While each plan fulfills
a different need, both
offer clients more choice
and price flexibility.
Plans are not available
in all states. If
you would like more information
on the Time-Assurant Health Short Term Medical
Insurance, please
select your state
for the policy benefits,
receive a quote, and to
apply on line.
There is no commitment
required for filling out
the information and receiving
a quote.
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$2
Million Lifetime Maximum
Per Insured Person
| Details: |
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Online
fulfillment - insured
can print ID cards and
contract immediately online |
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Freedom to choose any doctor or hospital |
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Unlimited re-applies |
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10 day
free look |
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Available in 45 states |
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50/50
or 80/20 coinsurance option |
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Deductible options: $250, $500, $1,000,
$2,500, or $5,000 |
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$10,000
AIDS benefit |
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Chiropractic, vision, and vitamin discount included |
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Prescription
drug discount included |
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Mammography, pap smears
and screens covered |
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| Underwriting: |
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Has any person applying for
coverage been declined for health insurance for a condition that is still
present? |
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Dread
disease question look
back - 5 years |
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Pre-existing
condition look back -
5 years |
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If you would like more
information on the Secure STM Insurance,
please click on the link
for the policy benefits,
receive a quote, and to
apply on line.
There is no commitment
required for filling out
the information and receiving
a quote.
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$750,000 Million Lifetime
Maximum Per Insured Person
| Details: |
| » |
Online
fulfillment - insured
can print ID cards and
contract immediately online |
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Freedom to choose any doctor or hospital |
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Option for up to three 12 month coverage periods |
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10 day
free look |
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Available in 25 states |
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50/50
or 80/20 coinsurance option |
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Deductible options: $500, $1,000,
$2,500, or $5,000 |
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$10,000
AIDS benefit |
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Chiropractic, vision, and vitamin discount included |
| » |
Prescription
drug discount included |
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Mammography, pap smears
and screens covered |
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| Underwriting: |
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Dread
disease question look
back - 5 years ok |
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Pre-existing
condition look back -
5 years ok |
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If you would like more
information on the Secure 12x3 STM Insurance,
please click on the link
for the policy benefits,
receive a quote, and to
apply on line.
There is no commitment
required for filling out
the information and receiving
a quote.
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